Mompecunia

About

Mompecunia is a budget planner made for people who live paycheck to paycheck. Most budget apps think in months, but your money arrives one paycheck at a time and your bills come due between them. Mompecunia plans each month the way you actually live it: paycheck by paycheck.

Enter your income and recurring bills once, on any schedule: weekly, every two weeks, twice a month, monthly, or yearly. Every bill lands under the paycheck that pays it, so you see what's left after bills for each paycheck and for the whole month. Money left over from one paycheck can carry over to the next, and paydays that fall on a weekend or a US bank holiday move to the business day before or after, your choice.

Tap the circle when a bill is paid or a paycheck arrives. If your income varies, plan with your minimum and enter what you actually made on payday. Send money home or pay a bill in another currency? Everything is converted to your main currency with daily exchange rates, and each check-off keeps the rate of the day you paid.

Gentle reminders arrive before manual bills and transfers are due, at the time you choose. There's no account, no bank connection, no ads, and no tracking: your budget stays on your device and in your private iCloud, syncing between your iPhone and iPad. Mompecunia works in English and Spanish.

Key features:

• Plan each month paycheck by paycheck, with every bill grouped under the paycheck that pays it
• "Left after bills" for each paycheck and the whole month, with optional carry-over
• Income and bills on any schedule, with weekend and US bank holiday payday adjustments
• Check off paid bills and received paychecks, including variable and gig income
• Multi-currency support with daily exchange rates, ideal for remittances
• Bill reminders and payday prompts, with iCloud sync between iPhone and iPad

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